In the network of shoe stores "Spartak" the service of buying shoes by installments is now available. Spartak Shoe Factory has concluded an agreement with Kiwi Bank on the issue of an interest-free installment plan card “Conscience”.
It is now possible to purchase goods by installments using Conscience cards in 59 Spartak stores in all cities where the retail chain operates. When making purchases with the "Conscience" card, the client receives three months of interest-free installments. To make a purchase, the buyer just needs to present the card at the checkout, the payment will be made instantly.
According to the management of the retail chain, the introduction of installment cards will attract new customers to stores: “Our task is to make high-quality shoes even more accessible for our customers, regardless of their income level. Collaboration with the Conscience project will enable us to realize this task.
To obtain a card, the borrower needs to submit a preliminary online application, fill out a questionnaire and wait for a positive decision. After that, the manager will contact the client and agree on the place and time of the meeting with the courier, who will deliver the card along with a package of documents for signature.
Shoe factory "Spartak" - a Russian manufacturer of shoes. The factory is located in Kazan. It produces women's, men's and children's shoes, which belong to the category of “comfort”. The network of Spartak branded stores has 59 outlets; stores are open in Kazan and in small regional cities of Russia. In 2015, the Spartak factory shipped 255,1 thousand pairs of shoes worth 377,6 million rubles. According to the results of 2016, the company expected to issue more than 300 thousand pairs worth more than 550 million rubles.
Qiwi Bank JSC is a small Moscow bank in terms of assets, which is the core and settlement center of the integration of the Qiwi electronic payment system and the United Instant Payment System (OSMP), which are among the largest in the Russian Federation (about 180 thousand payment terminals). The main activity is making payments in the interests of related payment systems.